The common personal loan interest rates range from 10.3% to 12.5% for excellent” credit score scores ranging from 720-850, thirteen.5% to 15.5% for "good" credit scores of 690-719, 17.eight% to 19.9% for "average" credit scores of 630-689 and 28.5% to 32.zero% for poor” credit scores of 300-629.